The Business Phone

The Company’s revenue model comprises multiple revenue streams, some of which are recurring and provide for excellent long term growth as the terminal network expands and the number of transactions carried by the system increases exponentially.

The Company’s revenue streams comprise:-

1. Hardware margin (per terminal)
2. Paystream application fees and revenue share
3. Transaction fees from banks
4. Mobile top-up commissions – direct to customer and indirect through merchants
5. Electronic bus ticketing fee from bus operators and agents
6. Transaction fees from utility companies.
7. KCash commission based on account opening fees
8. Electronic Lotto/Scratch cards
9. Professional Fees
10. Accessories and Consumables

The next twelve months will see the Company expand its presence in East Africa. It plans to follow the same route as Partner Banks which have a firm foothold and branch network in recognised territories.